Law

What Is A No-fault Fault State?

Florida is a state known as "No-Fault" because it has a law that requires car accident insurance that covers all drivers regardless of fault. This insurance coverage is known as No-Fault insurance (PIP) or Personal Injury Protection. Florida is one of only 12 states that have no-fault laws in the United States. Two parts of the Florida No-Fault Law will affect your claim. The first is that an injured person's insurance pays them for their injuries, regardless of fault. Another aspect of the law is that an injured person cannot sue someone who was at fault for their injuries. This...
Law

The Bankruptcy Notice to Creditors: Next What?

The court will notify all creditors that you have petitioned for bankruptcy relief when you file for it. Learn more about how creditors are notified of your bankruptcy. Here's an example of the U.S. notice to creditors. Court bankruptcy form page. Creditors Must Stop All Collection Activities An automatic stay is in effect from the moment you file your bankruptcy petition. The automatic stay prevents creditors from pursuing or continuing collection actions against you. You can't have a creditor call you, send collection letters to you, file a lawsuit, or attempt to collect any debts. Keep in mind, however, that...