What Is A No-fault Fault State?
Florida is a state known as "No-Fault" because it has a law that requires car accident insurance that covers all drivers regardless of fault. This insurance coverage is known as No-Fault insurance (PIP) or Personal Injury Protection. Florida is one of only 12 states that have no-fault laws in the United States. Two parts of the Florida No-Fault Law will affect your claim. The first is that an injured person's insurance pays them for their injuries, regardless of fault. Another aspect of the law is that an injured person cannot sue someone who was at fault for their injuries. This...