Bankruptcy is a major problem in the United States of America, with 2021 seeing a total of 413,616 annual filings. The five types of bankruptcy, namely Chapters 7, 9, 11, 12, and 13, affect individuals, corporations, as well as municipalities. If you’re under financial duress and want to get in touch with a bankruptcy attorney, you may get in touch with the Law Offices of Scott J. Goldstein, located in Denville. They are one of the finest law firms offering their quality services at reasonable rates. However, before getting into that, how does one even know when to get in...