How Laws are Different for Florida Truck v. Car Accident Cases
Truck accidents in Florida may not be as common as car accidents, but when they do happen, the results can be catastrophic. According to the Federal Motor Carrier Safety Administration, there are around 9,640 accidents involving semis, 18-wheelers, and other large commercial vehicles each year. These accidents lead to more than 300 fatalities and 5,050 injuries. In fact, nearly 55% of all truck accidents result in at least one fatality, typically affecting people in smaller passenger vehicles.
Florida law treats truck accidents similarly to car accidents, meaning you could be eligible for compensation if you or a loved one was hurt. However, there are some key differences between car and truck collisions that you should know. The Black Law Company can handle the legal details for you, ensuring your claim is properly managed, but it’s always good to understand what sets truck accidents apart.
Potential Parties at Fault
In truck accidents, more parties may be responsible than in typical car accidents. This can include not just the driver but also:
- The trucking company or employer,
- The owner or operator of the truck,
- Companies that handle truck maintenance and inspections,
- Logistics and supply chain companies, and
- Manufacturers of truck parts and equipment.
Because of this, pursuing compensation can be more complex than with regular auto accidents.
Insurance Coverage
Insurance policies for truck drivers are often much larger than those for regular drivers. Truck operators are required to have at least $750,000 in liability insurance, and if they’re transporting hazardous materials, that minimum jumps to $1 million. Because of the high stakes, insurance companies assign experienced adjusters to minimize or deny claims involving truck accidents.
Common Carrier Laws
Trucks are often considered “common carriers” under Florida law, meaning they have a higher duty of care than regular drivers. While all drivers must operate their vehicles safely, truck drivers are held to stricter standards to avoid causing harm to others on the road.
Important Similarities
Despite the differences, some laws apply equally to both car and truck accidents. For instance, Florida’s statute of limitations gives you two years to file a lawsuit. Additionally, Florida’s comparative negligence law could reduce your compensation if you were partially at fault for the accident.
If you or a loved one has been involved in a truck accident, contact The Black Law Company in Tampa. We can help you navigate the legal process and fight for the compensation you deserve. Call us at 813-321-7380 to schedule a consultation.
This post was written by Okoye Morgan Jr., a lawyer with extensive knowledge as a Tampa personal injury lawyer. Okoye is one of the founding partners of The Black Law Company, one of the best Tampa personal injury law firms specializing in personal injury law, trust and estate law, civil litigation law, and criminal defense.
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